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My esteemed listmates, Life and work have been so crazy in the aftermath of the hurricane we are still recovering from. I searched my Gmail messages for the past 2 weeks but did not see this post so I apologize it has been posted. I'm curious what factors influence you in choosing to create a Word file versus an Excel spreadsheet or vice versa? Ex. I'm creating a spreadsheet with the names of banks and credit unions - contact names and phone #s and a list of 9 questions to ask each financial institution before opening a checking account with any of them. We have a number of homeless and others on Social Security and Soc Sec disability who need free checking accounts. $15/mo is a lot ofr them to pay. But, would it be better to create this as a Word document with columns? Or still better to create as a Word document with tables? How does one decide? Thank you so much. Charles. Charlotte County Public Library